How Much Does a Senator Make?

They serve our country and strive to represent our interests, but how much does a senator make? With all this debate going on about debt ceilings, let's take a moment to understand just how much we pay all these public servants. A senator's salary is more than just a yearly wage. There is a base pay rate for senators, but there are also other allowances and benefits, such as retirement and insurance, that should be considered when calculating the overall compensation a senator receives.

Senate salaries / PAUL J. RICHARDS/AFP/Getty Images

General Earnings

Senators who do not hold a leadership position within the Senate are sometimes referred to as "rank and file" senators. These senators all have the same base pay, and it's a much more than the six dollars a session the first Senators earned back in 1989. How much does a senator make these days? As of 2010, yearly salaries for United States Senators were as follows:

• Basic Senators (no leadership position) – $174,000
• Majority and Minority Leaders – $193,400
• President Pro Tempore – $223,500
• Vice President (President of the Senate) – $235,000

Health Insurance and Retirement

Senators receive the same health insurance benefits as all federal employees under the Federal Employees Health Benefits Program (FEHB). Senators have a variety of health plans and providers available to them. They pay a bi-weekly premium, and enjoy some of the lowest rates of any other health care program in the nation. Under FERS, senators contribute to:

• A basic annuity plan,
• Social Security,
• And a Thrift Savings Plan (TSP) — similar to a 401(k), with matching contributions.

Health Insurance benefits:

• Get access to ACA marketplace plans through the DC health exchange, because of an Obamacare-era rule change.
• Their employer (Congress) still covers about 72% of their premiums.

Allowances

The amount a senator receives for any given type of allowance may vary and can depend on factors such as the size of the state that the Senator represents. Some of the most common allowances allowed to senators are:

• •Personal Staff Allowance – This allowance allows senators to hire staff to assist with clerical or other needs, both in Washington and in their district office. The number of employees hired can range anywhere from 26 to 60, with the maximum pay per employee topping out at $200,000. .
• •Expense Allowance – In 2023, the Senators' Official Personnel and Office Expense Account (SOPOEA) ranged between $3.5 million and $5.1 million per senator, depending on state population and distance from D.C.
• •Franking Privilege – This privilege allows senators to send mail free from postage so long as it is interacting with the recipient in the context of being a citizen of the United States.
• •Foreign Travel – Foreign travel expenses are covered in this allowance, which also includes free use of any military aircraft.